01
Live human support
One person who knows your account. Direct help from a team that understands transportation.
Built for the way trucking actually runs
Four reasons Trulos carriers choose Integra
You need cash on the load you already hauled, the flexibility to use it where it matters, and a person who picks up when you call.
02
Pick who you factor
Use factoring where it makes sense. Factor the customers you choose.
03
No hidden fees
No setup fee, no volume minimums, and clear terms before you sign.
04
Same-day funding
Submit complete paperwork before 1 PM Central Monday–Friday and funding may be sent same day, subject to approval.
Who factoring helps
Built for carriers managing real cash-flow pressure
Freight factoring for carriers fits when broker payment terms stretch cash further than your schedule allows—including owner-operator factoring and small fleet factoring.
Fuel
Payroll
Repairs
Growth
Faster invoice payment
Owner-operators
When one late invoice can stall fuel and maintenance, factoring may help you keep rolling between broker payments.
Small fleets
Factoring can help cover payroll and operating costs while receivables catch up with loads already hauled.
Growing carriers
As volume rises, waiting 30–60 days for payment can slow growth. Factoring may help free cash for additional trucks and lanes.
Waiting on broker pay
If completed loads sit in receivables for weeks, truck factoring can help you access cash on invoices you’ve already earned.
The process
From application to first payment, faster than waiting on broker terms.
Freight factoring is not a loan. Integra advances cash on invoices you’ve already earned—so you can cover fuel, payroll, and maintenance without waiting 30–60 days.
01 — Day 1
Apply and get approved
Submit your info and connect with a live Integra team member to review your operation and funding needs.
02 — Day 2
Onboarding and setup
Complete onboarding, choose which customers to factor, and get set up to submit invoices.
03 — Every day after
Submit invoices and get paid
Turn completed loads into cash flow. Submit invoices and receive funding—often same day when paperwork is in before the cutoff.*
Trulos + Integra
Find the freight. Manage the load. Improve cash flow.
Use the Trulos Load Board to find opportunities, Trulos Dispatch to manage loads and paperwork, and Integra Funding to explore faster payment on eligible invoices. Trulos does not underwrite, approve, or fund factoring accounts.
Why a bank-backed factoring partner matters
Most factors are finance shops. Integra is a bank division.
Integra Funding Solutions is a division of T Bank, N.A., member FDIC—giving carriers a funding partner backed by a regulated bank, not just an independent finance shop.
15+
Years funding businesses · Operating since 2011
01 · Regulated
Division of T Bank, N.A., Member FDIC—held to banking standards independent factors are not.
02 · Direct
Live human support and account follow-up built for transportation cash flow.
03 · Transparent
No setup fee, no volume minimums, and clear terms before you sign.
Member FDIC
BBB A+
IFA Member
4.9 Google
Freight factoring FAQ
Freight factoring lets carriers sell completed load invoices to a factoring company for faster payment. Integra Funding provides truck factoring and owner-operator factoring so you can access cash on invoices already earned instead of waiting on broker payment terms.
Yes. Many carriers find loads on the Trulos free load board and use factoring to get paid faster after delivery. Factoring supports cash flow whether you book one load or run a small fleet.
Yes. Integra Funding is a Trulos partner. Trulos hosts this page to connect carriers with Integra. You can verify the partnership on Integra’s official Trulos partner page.
Yes. Trulos Dispatch TMS is free freight dispatch software for managing loads, paperwork, and operations. Trulos also offers a free truck load board, freight rates, and a freight heat map.
Yes. Carriers can book freight on the Trulos load board and use Integra Funding factoring for eligible invoices. Integra handles funding; Trulos provides the load board and freight tools.
Factoring for carriers using the Trulos load board
If you book freight on Trulos, you already know how fast lanes move. Freight factoring and truck factoring help you get paid on those loads without waiting 30–60 days for broker terms. Integra Funding offers factoring for carriers and owner-operator factoring with live support and bank-backed funding.
Trulos is more than a free load board. Carriers use our truck load board alongside Trulos Dispatch TMS—free freight dispatch software for loads, paperwork, and day-to-day operations. When you need context on rates before you book, explore freight rates and the freight heat map. Brokers and shippers can post loads free to reach carriers on the board.
This partner page connects Trulos users with Integra Funding—the factoring provider. Trulos provides the load board, dispatch TMS, and freight tools; Integra handles funding quotes and account setup.
Ready to turn today’s load into faster cash flow?
Tell us about your operation and an Integra representative will follow up.
View Integra’s official Trulos partner page ↗*Same-day funding is available Monday–Friday when complete paperwork is submitted before the cutoff time. All funding is subject to application approval.
Integra Funding Solutions is a division of T Bank, N.A., Member FDIC. Trulos is not a lender and does not provide factoring services. Form submissions are forwarded to Integra Funding for follow-up.
This page is hosted by Trulos to connect carriers with Integra Funding. You can also visit Integra’s official Trulos partner page to verify the partnership.